Your monthly provident fund deduction might not be going where you think it is. While most employees assume their PF contributions flow directly to the Employees’ Provident Fund Organisation (EPFO), some companies handle these funds internally through their own trusts. This arrangement, known as an exempted establishment, affects over 1,500 companies across India and millions … Continue reading EPF Alert: Is Your Employer Managing Your PF Money? Pros and Cons Explained